Protecting Injured Uber Passengers Across New York
When you call an Uber, you expect a safe ride. Unfortunately, accidents happen — and as a passenger, you may be left with serious injuries and confusing insurance questions. Uber and its insurers often fight to limit payouts, leaving victims without the full compensation they deserve.
At The C. Paul Law Firm P.C., we represent Uber passengers injured in accidents across [City] and the greater New York area. Our attorneys understand rideshare law and how to maximize recovery under Uber’s insurance policies.
Call today for a free consultation: (212) 551-PAUL
Why Choose The C. Paul Law Firm P.C.?
- Rideshare Law Knowledge – We handle complex cases involving Uber, Lyft, and other platforms.
- Insurance Coverage Experience – We know how Uber’s layered insurance works and how to fight denials.
- Aggressive Representation – We go up against large corporations and insurers.
- No Fee Unless We Win – You pay nothing upfront.
Uber’s Insurance Coverage for Passengers
Uber provides insurance that depends on the driver’s status at the time of the crash.
| Driver Status | Insurance Coverage | Who Pays First? |
| App Off | No Uber coverage | Driver’s personal auto insurance |
| App On, Waiting for Ride | Contingent coverage: up to $50k per person / $100k per accident | Driver’s personal insurance first, then Uber’s |
| Passenger in Ride | Up to $1 million in liability coverage | Uber’s $1 million policy applies |
If you were an Uber passenger at the time of the crash, you are covered by Uber’s $1 million liability policy — but insurers may still try to reduce or delay your claim.
Common Causes of Uber Passenger Accidents
- Distracted driving (using apps or GPS)
- Speeding or reckless driving
- Drunk or impaired drivers
- Collisions caused by third-party vehicles
- Poorly maintained or defective vehicles
Injuries in Uber Passenger Accidents
Because passengers have little control during a crash, injuries can be severe:
- Concussions and traumatic brain injuries (TBI)
- Whiplash and spinal injuries
- Broken bones and fractures
- Internal bleeding and organ damage
- Severe lacerations and disfigurement
- Wrongful death
We work with medical experts to ensure your injuries are fully documented and compensated.
What To Do After an Uber Passenger Accident
- Call 911 and get medical help immediately.
- Take screenshots of your Uber trip details, driver information, and receipt.
- Collect witness statements and photos of the scene.
- Report the accident in the Uber app, but avoid detailed statements.
- Do not speak to Uber’s insurer without an attorney.
- Contact The C. Paul Law Firm P.C. to protect your rights.
Frequently Asked Questions
Does Uber’s $1 million policy always apply?
Yes, if you are a passenger during the ride. Lower coverage applies before pickup.
Can I sue Uber directly?
Most drivers are classified as independent contractors, so claims usually go through Uber’s insurance, not a direct lawsuit.
What if another driver caused the crash?
You may pursue compensation from the at-fault driver, but Uber’s policy may still cover additional damages.
How long do I have to file a claim?
Generally, three years in New York — but rideshare accidents require quick action to preserve evidence.
Serving [City] and the Greater New York Area
We represent Uber accident passengers in [City], Manhattan, Brooklyn, Queens, the Bronx, and across New York State. No matter where your ride ended, our attorneys are ready to fight for you.