Car accidents happen every day across Georgia, and victims often struggle to understand their rights, the insurance process, and what to do next. At The Paul Law Firm, P.C., we help clients navigate this process and secure the compensation they deserve.
Here’s a complete overview of Georgia’s car accident laws and the steps you should take immediately after a crash.
Georgia Is a Fault-Based State
Unlike New York, Georgia is not a no-fault state.
This means the at-fault driver is responsible for paying damages.
As a victim, you may pursue compensation through:
☑ The at-fault driver’s insurance
☑ A personal injury lawsuit
☑ Your own uninsured/underinsured motorist policy
What Compensation Can You Recover in Georgia?
Victims may be entitled to:
☑ Current and future medical costs
☑ Lost wages
☑ Diminished earning ability
☑ Pain and suffering
☑ Vehicle repairs or replacement
☑ Emotional distress
☑ Punitive damages (in extreme cases)
What To Do After a Car Accident in Georgia
1. Call 911 Immediately
Georgia law requires a police report if there are injuries, fatalities, or property damage over $500.
2. Seek Medical Treatment
Injuries like whiplash or internal damage often appear hours or days later.
3. Take Photos
Document:
☑ Vehicles
☑ Road conditions
☑ Traffic signals
☑ Visible injuries
4. Do Not Admit Fault
Even saying “sorry” can be used against you.
5. Contact a Lawyer
Insurance companies often undervalue Georgia claims quickly.
How Fault Works in Georgia (Modified Comparative Negligence)
Georgia uses the 50% comparative negligence rule.
☑ You can recover compensation as long as you are less than 50% at fault
☑ Your compensation is reduced by your percentage of fault
Conclusion
Understanding Georgia’s car accident rules helps protect your rights and ensures you don’t fall victim to insurance tactics. The Paul Law Firm, P.C. stands ready to fight for you every step of the way.