Protecting Passengers Injured in Lyft Rides
When you step into a Lyft, you trust the driver and the company to get you safely to your destination. Unfortunately, accidents happen — and as a passenger, you may be left with serious injuries and confusing insurance issues.
At The C. Paul Law Firm P.C., we represent injured Lyft passengers across [City] and the greater New York area. Our attorneys know how to navigate the complexities of rideshare accident claims, from dealing with Lyft’s insurance policies to pursuing negligent drivers.
Call today for a free consultation: (212) 551-PAUL
Why Choose The C. Paul Law Firm P.C.?
- Rideshare Law Experience – We handle claims involving Lyft, Uber, and other rideshare platforms.
- Insurance Claim Knowledge – We understand Lyft’s multi-layer insurance coverage and how to maximize recovery.
- Aggressive Representation – We fight insurers who try to deny or undervalue claims.
- No Fee Unless We Win – You pay nothing unless we secure compensation for you.
Lyft’s Insurance Coverage for Passengers
Lyft provides different levels of insurance depending on the driver’s status at the time of the accident:
| Driver Status | Insurance Coverage Available | Who Pays First? |
| App Off | No Lyft coverage | Driver’s personal auto insurance |
| App On, Waiting for Ride | Contingent coverage: up to $50k per person / $100k per accident | Driver’s personal insurance first, then Lyft’s |
| Passenger in Ride | Up to $1 million in liability coverage | Lyft’s $1 million policy applies |
As a passenger, you are always covered under Lyft’s insurance once the ride begins. However, insurance companies may still dispute liability or limit payouts — which is why legal representation is critical.
Common Causes of Lyft Passenger Accidents
- Distracted or reckless driving
- Speeding or traffic law violations
- Drunk or impaired driving
- Vehicle defects or poor maintenance
- Collisions caused by other drivers
Injuries Common in Lyft Passenger Accidents
Lyft passenger accidents often cause severe injuries, including:
- Concussions and traumatic brain injuries (TBI)
- Whiplash and spinal cord injuries
- Broken bones and fractures
- Internal bleeding and organ damage
- Severe cuts, bruises, and lacerations
- Wrongful death
Our attorneys work with medical experts to calculate the full cost of your injuries, including future care needs.
What To Do After a Lyft Passenger Accident
- Call 911 and seek immediate medical care.
- Take screenshots of your Lyft ride details (driver info, trip receipt).
- Collect witness names and contact information.
- Take photos of the vehicles, accident scene, and your injuries.
- Report the accident in the Lyft app but do not give detailed statements.
- Contact The C. Paul Law Firm P.C. before speaking to insurers.
Frequently Asked Questions
Does Lyft’s $1 million policy always apply?
It applies once your ride begins and you are in the vehicle. Before pickup, lower coverage may apply.
Can I sue Lyft directly for an accident?
Usually, Lyft classifies drivers as independent contractors. While you may not sue Lyft directly in most cases, their insurance provides coverage for passenger injuries.
What if another driver caused the crash?
You may pursue compensation from the at-fault driver’s insurance, but Lyft’s policy may also apply to ensure full coverage.
How long do I have to file a claim?
Most personal injury claims in New York must be filed within three years, but rideshare claims require quick action to preserve evidence.
Serving [City] and the Greater New York Area
We represent Lyft accident passengers in [City], Manhattan, Brooklyn, Queens, the Bronx, and across New York State. Whether your ride ended in a minor collision or a major crash, we are here to help.