When an accident happens in New York, most victims aren’t prepared for the steps that follow. Medical bills grow quickly, insurance companies push for quick settlements, and families feel overwhelmed. At The Paul Law Firm, P.C., we work every day with clients who didn’t realize how many rights they had—or how often those rights were ignored.
This guide explains exactly what your personal injury rights are in New York, how compensation works, what insurance companies don’t want you to know, and how to position your claim for maximum recovery.
Understanding New York’s Personal Injury Laws
New York’s laws are victim-friendly, but only if you know how to use them. These are the major elements that matter after an accident:
1. The Right to Seek Compensation
If you were harmed because someone acted negligently—whether in a car crash, slip and fall, workplace incident, or medical mistake—you have the right to pursue compensation for:
☑ Medical expenses
☑ Lost wages and reduced earning ability
☑ Pain and suffering
☑ Property damage
☑ Emotional distress
☑ Long-term disability
2. New York’s No-Fault Rule
For car accidents, New York uses a no-fault insurance system. This means your own insurance pays initial medical and lost wages regardless of fault.
But if you suffer a serious injury, you can still sue the at-fault party.
3. The Statute of Limitations
In New York, you generally have:
☑ 3 years for personal injury
☑ 2.5 years for medical malpractice
☑ 2 years for wrongful death
How Insurance Companies Undervalue Claims in New York
Insurance companies often:
☑ Push fast settlements
☑ Request recorded statements to use against you
☑ Blame the victim to reduce payout
☑ Delay documentation requests
Building a Strong Personal Injury Case in New York
1. Document Everything
Keep:
☑ Photos of injuries and accident scene
☑ Medical records
☑ Bills and receipts
☑ Police report
☑ Witness information
2. Follow All Medical Advice
Insurance companies frequently use missed appointments as justification to lower your settlement.
☑ Attend all appointments
☑ Complete treatments
☑ Keep all medical proof
3. Hire a Lawyer Early
Most evidence disappears fast. Surveillance videos are deleted within days, and witness memories fade.
☑ Evidence preserved faster
☑ No insurance pressure
☑ Stronger positioning
How The Paul Law Firm, P.C. Helps New York Victims
We focus on:
☑ Maximizing compensation
☑ Preserving key evidence
☑ Building trial-ready cases
☑ Handling all insurance communication
☑ No payment unless the firm wins
Most importantly, you pay nothing unless we win.
Conclusion
Your recovery depends on understanding your rights and taking action quickly. The Paul Law Firm, P.C. is committed to standing beside New York victims from the first call through the final settlement.